A guide to navigating the costs of egg freezing, plus resources for how to afford freezing your eggs
Egg freezing cost is an important thing to consider as you decide whether to freeze your eggs. While fertility preservation can be an important option for some people, it is also a significant investment. In this article, we’ll break down the obvious and not-so-obvious costs of egg freezing.
How Does Egg Freezing Work?
Before we discuss costs, it helps to understand how the egg freezing process works. First, you need a fertility evaluation to determine if egg freezing is a good option for you. Next, you will take self-injected fertility medications for about two weeks to encourage your ovaries to develop more eggs than usual. Once the eggs are mature, they are retrieved in a simple in-patient procedure and flash-frozen. When you are ready to get pregnant, the eggs are thawed and fertilized to become embryos. One of these embryos is transferred to your uterus, where it hopefully implants and becomes a pregnancy.
When considering egg freezing cost, we break the expenses down into four categories: clinic fees, medications, storage, and use after freezing. Each of these costs can vary depending on your clinic and your individual fertility needs.
How Much Do Clinics Charge for Egg Freezing?
Clinic fees include:
- Fertility testing to measure your ovarian reserve
- Coordination of your retrieval cycle
- Monitoring during your ovarian stimulation, including ultrasounds and blood work
- Egg retrieval
- Vitrification (flash-freezing) of the eggs after retrieval
Each clinic has their own fees, and costs can vary based on your unique health needs. Typically, clinic fees for a single egg freezing cycle average around $9,000.
How Much Are Medications?
Usually, hormonal medications for an egg freezing cycle start around $4,000. However, if you have a low ovarian reserve, you may need higher doses of medications to develop more eggs for retrieval. In general, more eggs offers a higher chance of success in getting pregnant in the future (although the quality of the eggs is more important than quantity!). If you need additional medications, it may cost you more to freeze your eggs.
What Are Storage Fees?
Once your eggs are retrieved and frozen, they must be carefully stored so they can be thawed and fertilized in the future. Again, storage costs vary from clinic to clinic. Typically, storage costs start around $500 per year.
How Much Does Frozen Egg IVF Cost?
If you’re considering freezing your eggs, don’t forget to factor in the cost of actually using the frozen eggs in the future. The eggs will need to be thawed, fertilized with intracytoplasmic sperm injection (ICSI) to develop into an embryo, which is then transferred to your uterus. In total, from thawing to transfer, this process costs around $5,000 per cycle.
Based on our estimates for each stage of egg freezing, the total cost of egg freezing and embryo implantation starts at around $20,000 for one cycle.
|Medication (may be higher based on ovarian reserve)||$4,000|
|Storage Fees ($500/year for 5 years)||$2,500|
|Cost for 1 Egg Retrieval Cycle||$15,500|
|Thaw, ICSI, and embryo transfer (including medications)||$5,000|
|Total Cost for 1 Egg Retrieval Cycle and 1 Embryo Transfer||$20,500|
As we mentioned, there are many factors that can affect the overall cost of egg freezing. If you have low ovarian reserve, you may need additional medications. Also, both egg quantity and quality decrease significantly over age 35, so if you are over 35 you may wish to do multiple egg retrieval cycles to increase the chances of getting more and higher quality eggs. Similarly, you may need more than one embryo transfer to become pregnant.
How Do I Pay for Egg Freezing?
In some cases, insurance may cover your egg freezing cost, either through your state or through your employer. Where states offer coverage, it usually only applies to patients with cancer looking to freeze their eggs before going through chemotherapy. However, some companies offer coverage to any employee interested in egg freezing, as a benefit of employment. RESOLVE has a helpful list of fertility insurance coverage by state here.
If you are one of the many people without fertility insurance coverage, there are other resources to help afford egg freezing. You can find a list of fertility grants here – similar to insurance, though, most egg freezing grants apply only to patients with a cancer diagnosis.
If you are not eligible for grants or insurance, PNWF Fertility has dedicated financial counselors to help you determine the costs and create a payment plan that works for you. While egg freezing is a significant investment, it doesn’t have to feel impossible. If you’d like to learn more about egg freezing and egg freezing costs, schedule an appointment today.