Understanding your flexible financial options
Your treatment plan is tailored to you and the cost will depend on your unique goals, treatment, and insurance coverage. Prices are subject to change and our financial team is happy to meet with you to discuss the specifics of your care. Here’s an example of what you can expect.
Please note that the listed prices do not include medications. On average, IVF cycle medications cost approximately $5,000 and transfer cycle medications cost approximately $2,000.
| Services | Costs |
|---|---|
| Testing | $300-$3,000 |
| IUI | $530-$2,000 |
| IVF | $14,500-$21,700 |
| Egg Freezing | $11,000+ for first cycle, $9,000+ for subsequent cycles |
| Genetic Testing | Carrier screening $250-$500, PGT-A testing $3,625-$5,000 |
| Frozen Embryo Transfer | $4,895-$6,092 |
| Gestational Carrier Services | $11,000-$12,000 + Agency fees |
Pacific Northwest Fertility works with many major insurance providers
- Aetna
- Progyny
- First Choice
- Kaiser
- Premera
- Maven
- Regence Blue Cross/Blue Shield (out-of-state plans)
- Check with our financial counselors for details
- United Healthcare/Optum
- Pacific NW Fertility is the Center of Excellence for this plan
Cost doesn’t have to hold you back
We believe that fertility treatment should be accessible and that costs should be manageable on your timeline. To assist with this we have collaborated with financing partners that can work with you to find a loan program that fits your needs.
Protect your journey before you start.
We have partnered with Sunfish to offer The IVF Success program.
IVF Success Program
- IVF Cycle with unlimited transfers at one fixed price
- Customized refund option for qualified patients
- Comprehensive support along the way
- Lowest price guarantee on medication
- Low rate financing options
To make your IVF treatment plan more affordable, we have partnered with CapexMD, a lender specializing in patient financing for ALL fertility treatment options.
Through our partnership with CapexMD, they are able to offer our patients customized loan programs with highly competitive rates that include a variety of loan types. Loans can include medications and/or genetic testing, and their easy loan process makes the experience of fertility financing relatively stress-free.
Benefits and advantages of financing with CapexMD:
- Easy & secure online application
- Personal attention & concierge service
- Highly competitive interest rates
- Quick & easy approvals
- Family members or friends can apply
- Loans from $3,000 up to $50,000
- Terms from 6 to 60 months
- Highest levels of confidentiality
- No membership fees, no annual fees, and no prepayment penaltiesApply online and receive your pre-approval within 24 hours. Learn more at CapexMD or by calling 1-888-497-8414.
Future Family provides an innovative loan option for Fertility Associates of Memphis patients, offering flexible, personalized financing plans for fertility treatments. With low monthly payments and easy access to funds, Future Family makes it easier for individuals and couples to pursue their fertility goals without the upfront financial strain, ensuring that family-building dreams are within reach.
Prosper offers flexible financing options designed to help make fertility care more affordable and accessible. Through personalized loan plans, Prosper allows patients to finance essential fertility treatments such as IVF, egg freezing, and other procedures that may not be fully covered by insurance. With an easy online application process, borrowers can check their rates without impacting their credit scores, access fixed interest rates, and choose terms that best fit their budget. Prosper’s fertility financing can empower patients to proceed with the treatments they need, alleviating financial stress and allowing them to focus on their path to parenthood.
Grants and loans
Several organizations offer grants to help finance all or part of infertility treatments.
The Men Having Babies (MHB) Gay Parenting Assistance Program (GPAP) offers financial grants and discounted services to help gay men achieve their dreams of parenthood through surrogacy and other fertility options.
ARC is a organization which provides employers and employees with affordable fertility benefit solutions.
Aneden Gives is a grant program dedicated to helping individuals and families afford fertility treatments like IVF, egg freezing, and other reproductive services.
Aneden Gives – Fertility Grants – Giving Hope, Building Families, Fulfilling Dreams
Babyquest is a non-profit organization which gives grants to those who need assistance in paying for fertility treatment.
This non-profit organization does education and outreach, supporting families struggling with infertility with information and financial support.
The Footsteps for Fertility Foundation Grant is a grant of up to $5,000 which is awarded to couples who require fertility treatments to have children.
Roaring Adventures is a nonprofit organization supporting first responders and active duty military facing medical infertility.